Abu Dhabi, UAE – Abu Dhabi Islamic Bank (ADIB) achieved strong financial performance in 2025, recording net profit after tax of AED 7.1 billion. This represents a year-on-year growth of 16%. Net profit before tax also increased by 18% to AED 8.1 billion. This reflects continued positive momentum across the bank’s various activities.
The financial results showed that net profit after tax for the fourth quarter of 2025 reached AED 1.75 billion. This achieved a 20% increase compared to the same period of the previous year.
Continued expansion of the customer base
Net profit before tax rose by 25% during the same quarter to AED 2.05 billion, driven by accelerated business activity and continued expansion of the customer base.
The bank’s total revenue for 2025 reached approximately AED 12.3 billion, representing a 16% year-on-year increase. This was supported by balanced growth in both financing and non-financing income. Income from financing sources reached AED 7.6 billion, reflecting a 15% growth. Non-financing income rose to AED 4.8 billion, a 17% increase, representing approximately 39% of total operating income.
Strong budget growth
Juaan Awaidah Suhail Al Khaili, Chairman of the Board of Directors of Abu Dhabi Islamic Bank (ADIB), stated that 2025 marked a significant milestone for the bank. Record levels of profitability were achieved, along with strong balance sheet growth and competitive returns. He emphasized that the group is entering a new phase within the framework of ADIB’s 2035 vision. This vision aims to accelerate growth and deliver sustainable value to shareholders.
For his part, Mohammed Abdul Bari, Group CEO, affirmed that the strong performance was driven by increased customer activity and rising demand for financing solutions. He noted that diversifying revenue streams contributed to strengthening the business model.
On the balance sheet, the bank’s total assets increased by 24% to reach approximately AED 281 billion by the end of 2025. Customer financing grew by 26% to AED 186 billion. Furthermore, customer deposits rose by 25% to AED 229 billion. The board also proposed a cash dividend of 97 fils per share, with total distributions amounting to AED 3.5 billion. That is equivalent to 50% of net profits.
